# Penny

> Penny is a household finance app for tracking accounts, spending, cashflow, and net worth.

These are Penny's product guides and public API reference. Each link is the Markdown version of a page. [llms-full.txt](https://penny.finance/llms-full.txt) has the guides and the API overview in one file.

## Guides

- [Welcome to Penny](https://penny.finance/docs/index.md): Connect accounts and track household spending, cashflow, and net worth.
- [Accounts and net worth](https://penny.finance/docs/accounts/overview.md): Balances, net worth, and account details on the Accounts tab.
- [Connecting accounts](https://penny.finance/docs/accounts/connecting-accounts.md): Adding, managing, and reconnecting bank connections.
- [Apple Card, Cash, and Savings](https://penny.finance/docs/accounts/apple-accounts.md): Connect Apple Card, Cash, and Savings through FinanceKit.
- [Closing and deleting accounts](https://penny.finance/docs/accounts/closing-and-deleting.md): Keep a closed account's history, or remove an account from reports entirely.
- [Transactions](https://penny.finance/docs/transactions/overview.md): View, filter, and review transactions across your household.
- [Editing transactions](https://penny.finance/docs/transactions/editing-transactions.md): Change names, merchants, categories, tags, notes, and dates, and see each change.
- [Splitting transactions](https://penny.finance/docs/transactions/splitting-transactions.md): Divide one charge across several categories.
- [Hiding and deleting](https://penny.finance/docs/transactions/hiding-and-deleting.md): Keep transactions out of your totals, and restore anything hidden or deleted.
- [Manual transactions](https://penny.finance/docs/transactions/manual-transactions.md): Record cash and other activity that doesn't come from a bank.
- [Penny taxonomy](https://penny.finance/docs/transactions/penny-taxonomy.md): The normalized transaction types Penny receives and how they differ from household categories.
- [Cashflow](https://penny.finance/docs/cashflow.md): Income, spending, and where the money went over any period.
- [Categories](https://penny.finance/docs/organizing/categories.md): Classify transactions for spending and income totals.
- [Transfers](https://penny.finance/docs/organizing/transfers.md): Keep money moved between your own accounts out of income and spending.
- [Merchants](https://penny.finance/docs/organizing/merchants.md): Clean up the businesses behind your transactions.
- [Tags](https://penny.finance/docs/organizing/tags.md): Label transactions by trip, project, person, or purpose.
- [Rules](https://penny.finance/docs/organizing/rules.md): Automatically set categories and merchants, add tags, hide, or flag matching transactions.
- [Recurring payments](https://penny.finance/docs/recurring/overview.md): Track subscriptions, bills, and paychecks on a monthly calendar.
- [Managing recurrings](https://penny.finance/docs/recurring/managing-recurrings.md): Add a subscription, bill, or paycheck by hand, and end or delete a series.
- [Households](https://penny.finance/docs/household/households.md): How shared accounts, transactions, and settings are organized, and when to use more than one household.
- [Members and roles](https://penny.finance/docs/household/members.md): Invite a partner, family member, or accountant, and choose what they can do.
- [Multiple currencies](https://penny.finance/docs/household/currency.md): How Penny converts accounts in different currencies into one household total.
- [Subscription and billing](https://penny.finance/docs/your-account/subscription-and-billing.md): Manage your plan, cancel, get a refund, or restore a purchase.
- [Privacy and security](https://penny.finance/docs/your-account/privacy-and-security.md): What data Penny receives from your bank, who can see it, and how to revoke access.
- [Deleting your account](https://penny.finance/docs/your-account/deleting-your-account.md): Permanently delete your Penny account and understand what happens to household data.
- [Connection problems](https://penny.finance/docs/troubleshooting/connection-problems.md): When an account won't connect, stops syncing, or asks you to log in again.
- [Missing transactions](https://penny.finance/docs/troubleshooting/missing-transactions.md): Check why a transaction has not appeared.
- [Duplicates](https://penny.finance/docs/troubleshooting/duplicates.md): Fix accounts or transactions that show up twice.
- [The numbers look wrong](https://penny.finance/docs/troubleshooting/numbers-look-wrong.md): Check common causes of incorrect spending, income, or net worth totals.

## API reference

- [Overview](https://penny.finance/docs/api.md): Base URL, authentication, household scoping, pagination, and errors.
- [Get Current User](https://penny.finance/docs/api/users/get_current_user.md)
- [Update Current User](https://penny.finance/docs/api/users/update_current_user.md)
- [Delete User Image](https://penny.finance/docs/api/users/delete_user_image.md)
- [Upload User Image](https://penny.finance/docs/api/users/upload_user_image.md)
- [List Households](https://penny.finance/docs/api/households/list_households.md)
- [Create Household](https://penny.finance/docs/api/households/create_household.md)
- [Update Household](https://penny.finance/docs/api/households/update_household.md)
- [Delete Household](https://penny.finance/docs/api/households/delete_household.md)
- [Get Household Members](https://penny.finance/docs/api/households/get_household_members.md)
- [Delete Household Image](https://penny.finance/docs/api/households/delete_household_image.md)
- [Upload Household Image](https://penny.finance/docs/api/households/upload_household_image.md)
- [Get Preferences](https://penny.finance/docs/api/households/get_preferences.md)
- [Update Preferences](https://penny.finance/docs/api/households/update_preferences.md)
- [Get Accounts](https://penny.finance/docs/api/accounts/get_accounts.md)
- [List Deleted Accounts](https://penny.finance/docs/api/accounts/list_deleted_accounts.md)
- [Delete Account](https://penny.finance/docs/api/accounts/delete_account.md)
- [Update Account](https://penny.finance/docs/api/accounts/update_account.md)
- [Close Account](https://penny.finance/docs/api/accounts/close_account.md)
- [Reopen Account](https://penny.finance/docs/api/accounts/reopen_account.md)
- [Restore Account](https://penny.finance/docs/api/accounts/restore_account.md)
- [Delete Account Image](https://penny.finance/docs/api/accounts/delete_account_image.md)
- [Upload Account Image](https://penny.finance/docs/api/accounts/upload_account_image.md)
- [List Transactions](https://penny.finance/docs/api/transactions/list_transactions.md)
- [Create Transaction](https://penny.finance/docs/api/transactions/create_transaction.md)
- [Bulk Unhide Transactions](https://penny.finance/docs/api/transactions/bulk_unhide_transactions.md)
- [Bulk Hide Transactions](https://penny.finance/docs/api/transactions/bulk_hide_transactions.md)
- [Bulk Restore Transactions](https://penny.finance/docs/api/transactions/bulk_restore_transactions.md)
- [Bulk Delete Transactions](https://penny.finance/docs/api/transactions/bulk_delete_transactions.md)
- [Bulk Add Tags](https://penny.finance/docs/api/transactions/bulk_add_tags.md)
- [Bulk Update Review](https://penny.finance/docs/api/transactions/bulk_update_review.md)
- [Bulk Set Category](https://penny.finance/docs/api/transactions/bulk_set_category.md)
- [List Duplicate Groups](https://penny.finance/docs/api/transactions/list_duplicate_groups.md)
- [Get Transaction](https://penny.finance/docs/api/transactions/get_transaction.md)
- [Delete Transaction](https://penny.finance/docs/api/transactions/delete_transaction.md)
- [Update Transaction](https://penny.finance/docs/api/transactions/update_transaction.md)
- [Restore Transaction](https://penny.finance/docs/api/transactions/restore_transaction.md)
- [Hide Transaction](https://penny.finance/docs/api/transactions/hide_transaction.md)
- [Unhide Transaction](https://penny.finance/docs/api/transactions/unhide_transaction.md)
- [Dismiss Duplicates](https://penny.finance/docs/api/transactions/dismiss_duplicates.md)
- [Get Transaction History](https://penny.finance/docs/api/transactions/get_transaction_history.md)
- [List Splits](https://penny.finance/docs/api/transactions/list_splits.md)
- [Split Transaction](https://penny.finance/docs/api/transactions/split_transaction.md)
- [Unsplit Transaction](https://penny.finance/docs/api/transactions/unsplit_transaction.md)
- [List Transaction Images](https://penny.finance/docs/api/transaction-images/list_transaction_images.md)
- [Upload Transaction Images](https://penny.finance/docs/api/transaction-images/upload_transaction_images.md)
- [Bulk Delete Transaction Images](https://penny.finance/docs/api/transaction-images/bulk_delete_transaction_images.md)
- [Delete Transaction Image](https://penny.finance/docs/api/transaction-images/delete_transaction_image.md)
- [List Categories](https://penny.finance/docs/api/categories/list_categories.md)
- [Create Category](https://penny.finance/docs/api/categories/create_category.md)
- [Get Category](https://penny.finance/docs/api/categories/get_category.md)
- [Delete Category](https://penny.finance/docs/api/categories/delete_category.md)
- [Update Category](https://penny.finance/docs/api/categories/update_category.md)
- [Create Category Group](https://penny.finance/docs/api/categories/create_category_group.md)
- [Delete Category Group](https://penny.finance/docs/api/categories/delete_category_group.md)
- [Update Category Group](https://penny.finance/docs/api/categories/update_category_group.md)
- [List Merchants](https://penny.finance/docs/api/merchants/list_merchants.md)
- [Create Merchant](https://penny.finance/docs/api/merchants/create_merchant.md)
- [Get Merchant](https://penny.finance/docs/api/merchants/get_merchant.md)
- [Delete Merchant](https://penny.finance/docs/api/merchants/delete_merchant.md)
- [Update Merchant](https://penny.finance/docs/api/merchants/update_merchant.md)
- [Delete Merchant Image](https://penny.finance/docs/api/merchants/delete_merchant_image.md)
- [Upload Merchant Image](https://penny.finance/docs/api/merchants/upload_merchant_image.md)
- [List Tags](https://penny.finance/docs/api/tags/list_tags.md)
- [Create Tag](https://penny.finance/docs/api/tags/create_tag.md)
- [Get Tag](https://penny.finance/docs/api/tags/get_tag.md)
- [Delete Tag](https://penny.finance/docs/api/tags/delete_tag.md)
- [Update Tag](https://penny.finance/docs/api/tags/update_tag.md)
- [List Rules](https://penny.finance/docs/api/rules/list_rules.md)
- [Create Rule](https://penny.finance/docs/api/rules/create_rule.md)
- [Reorder Rules](https://penny.finance/docs/api/rules/reorder_rules.md)
- [Dry Run](https://penny.finance/docs/api/rules/dry_run.md)
- [Get Rule](https://penny.finance/docs/api/rules/get_rule.md)
- [Delete Rule](https://penny.finance/docs/api/rules/delete_rule.md)
- [Update Rule](https://penny.finance/docs/api/rules/update_rule.md)
- [List Recurring Transactions](https://penny.finance/docs/api/recurring-transactions/list_recurring_transactions.md)
- [Create Recurring Transaction](https://penny.finance/docs/api/recurring-transactions/create_recurring_transaction.md)
- [Get Summary](https://penny.finance/docs/api/recurring-transactions/get_summary.md)
- [Get Occurrences](https://penny.finance/docs/api/recurring-transactions/get_occurrences.md)
- [Get Recurring Transaction Occurrences](https://penny.finance/docs/api/recurring-transactions/get_recurring_transaction_occurrences.md)
- [Get Suggestions](https://penny.finance/docs/api/recurring-transactions/get_suggestions.md)
- [Dismiss Suggestion](https://penny.finance/docs/api/recurring-transactions/dismiss_suggestion.md)
- [Restore Suggestion](https://penny.finance/docs/api/recurring-transactions/restore_suggestion.md)
- [Get Recurring Transaction](https://penny.finance/docs/api/recurring-transactions/get_recurring_transaction.md)
- [Delete Recurring Transaction](https://penny.finance/docs/api/recurring-transactions/delete_recurring_transaction.md)
- [Update Recurring Transaction](https://penny.finance/docs/api/recurring-transactions/update_recurring_transaction.md)
- [Get Accumulated Spending](https://penny.finance/docs/api/spending/get_accumulated_spending.md)
- [Get Spending By Period](https://penny.finance/docs/api/spending/get_spending_by_period.md)
- [Get Cashflow By Period](https://penny.finance/docs/api/spending/get_cashflow_by_period.md)
- [Get Merchant Breakdown](https://penny.finance/docs/api/spending/get_merchant_breakdown.md)
- [Get Category Breakdown](https://penny.finance/docs/api/spending/get_category_breakdown.md)
- [List Historical Balances](https://penny.finance/docs/api/historical-balances/list_historical_balances.md)
- [List Securities](https://penny.finance/docs/api/securities/list_securities.md)
- [Get Security Prices](https://penny.finance/docs/api/securities/get_security_prices.md)
- [List Connection Status](https://penny.finance/docs/api/institutions/list_connection_status.md)
- [List Institutions](https://penny.finance/docs/api/institutions/list_institutions.md)
- [List Curated Institutions](https://penny.finance/docs/api/institutions/list_curated_institutions.md)
- [List Exports](https://penny.finance/docs/api/exports/list_exports.md)
- [Request Export](https://penny.finance/docs/api/exports/request_export.md)
- [Get Export](https://penny.finance/docs/api/exports/get_export.md)
- [OpenAPI schema](https://penny.finance/api/openapi): the complete public API as an OpenAPI document