Penny
One household, separate logins
Share accounts, transactions, and categories with your partner, your family, or your accountant. Everyone gets their own login and a role, and one subscription covers the household.
More about householdsOne clear view of your household's money
Shared accounts, rules you can read, and a record of every change.
Nothing happens behind your back
Your accounts, kept up to date
New transactions and balances arrive on their own from 10,000+ institutions, and from Apple Card. Connections are read-only, so Penny can't move your money.
More about syncing
Categorization you can trust
Every category is set by a rule you can read, change, and reorder. A rule never overwrites what you set by hand, and you can preview what it matches before it touches past transactions.
More about rulesEvery change, on the record
Each transaction keeps a history of its changes: the old value, the new one, the date and time, and whether someone in your household, a rule, or your bank made it.
More about audit historyWhat's coming, and where you stand
Bills and subscriptions, before they land
Bills, subscriptions, and paychecks sit on one calendar. Penny suggests the charges that repeat, you choose which to add, and each one is checked off as it arrives.
More about recurring bills
Net worth, across every account
Bank accounts, cards, loans, and investments added up into one figure and charted over time. Accounts in other currencies are converted into your household's.
More about net worthYour data, in your own tools
Read your transactions, balances, and spending from your own code, and edit transactions, categories, and rules. Both plans include it.
More about the APIEvery subscription also has Home Screen widgets, split transactions, receipts, tags, and multiple currencies. See everything included.
Get early access to Penny
Join the waitlist and we’ll email you when you can try it.
By joining the waitlist, you accept our Terms and Privacy Policy.